Travel Rule overview

Watch: Travel Rule for Crypto: What If Your Transfer Gets Rejected? (4:09)

In this video you will see how a Travel Rule is drafted and tested, and what happens to outgoing, incoming and self-hosted wallet transfers when details are missing. Everything it covers is also written out below.

Toden Travel Rule helps your organisation decide when a crypto transfer requires originator, beneficiary and counterparty information. It assesses that information with identity, sanctions, PEP, adverse-media and wallet evidence, then recommends whether the transfer can proceed, must be held for review or must be stopped.

The operational result always answers three questions:

What happened? The assessment is not required, needs information, needs review, is blocked, can proceed or failed validation.
Why? Toden records the matched policy rule, missing fields, identity evidence, VASP evidence and screening results.
What next? Supply missing information, open the exact investigation, retry a failed validation or take no action.

Choose your next step

Task	Guide
Your company, institutions and application.	Set up Travel Rule
Choose rules, information packages and publication.	Transfer requirements
Send the information you already hold in one request.	Create a transfer
Recover incomplete transfers without creating duplicates.	Supply missing information
Secure messaging and the customer wallet’s execution gate.	Exchange and authorise
Review incoming information and admit a verified deposit.	Receive a transfer
Report wallet confirmation and track message delivery.	Confirm an outgoing transfer
Events, current status and safe notification handling.	Receive Travel Rule updates
Signed control proof and separate address review.	Self-hosted wallets
Exercise information gaps, review and stopped transfers.	Test and troubleshoot

What this feature includes

When a policy permits identity alternatives, the missing-information form lets you choose one accepted option. For a government ID, enter its number, choose the actual ID type and provide its issuing country. Business-only rules can accept an LEI. Do not guess an identifier’s type. Existing untyped records are not converted, and completing these fields does not verify the person’s or company’s identity.

A governed rule library and guided rule builder.
Organisation and environment-scoped policy versions.
Impact testing against recent crypto transactions before publication.
Draft-first publication with an immutable publisher record for every active version.
Immutable assessment generations and policy snapshots.
Plain-language API and webhook summaries with the complete evidence retained.
Idempotent information submission when a transfer is missing required data.
Deterministic, non-billable Sandbox scenarios through the API.

Toden combines information checks with a Crypto Provider Directory, address book and governed institutional connections. A directory entry does not prove wallet ownership or establish a messaging connection. Live exchange requires a reviewed connection with the receiving institution. Your organisation remains responsible for the jurisdictions, thresholds and information requirements applicable to its regulated activity.

Integrate with an AI agent

Use the AI integration guide for the product index, downloadable skills and machine-readable API contracts. Start with the Travel Rule skill and fetch only the guides needed for your workflow.