Address presence controls and business premises
Added
-
Extend a presence check.
POST /api/identity/entities/:externalUserId/address/extendwith{ days }(1 to 14, up to 30 extra days in total) gives a running check more time. A check that has just endedinconclusivebecause its window ran out is reopened, and its verdict arrives again later on the samewatchId. New webhookentity.address_presence_extended(reopened,automatic,previousDeadlineAt,deadlineAt,extendedBy). -
Approve a presence check by hand.
POST .../address/approvewith anote(10 characters or more) marks the check verified. The verdict arrives onentity.address_verifiedwithdecidedBy: "reviewer"; a check that passed on its own evidence carriesdecidedBy: "evidence". A manual approval is not charged. -
Decline a presence check.
POST .../address/declinewith anoteandthen:fail(the default) ends the check, and a workflow waiting on it declines the verification;restartends it and starts a fresh check in the same step, and the waiting workflow decides on the new one. New webhookentity.address_presence_declined(restarted,restartedWatchId,declinedBy,previousStatus,progress). The note is never sent. New decision fieldaddress.presenceDeclined. -
Restart a declined check.
POST .../address/restartstarts a fresh check on the same pin and settings. It arrives onentity.address_presence_startedwithstartedVia: "restart". Nothing the declined check gathered counts. -
Stop presence monitoring.
POST .../address/revokenow ends both the check in progress and any always-on arrangement, so no further check starts. New webhookentity.address_presence_stopped(wasMonitoring,stoppedBy,stoppedAt).GET /api/kyc/address/presence/:externalUserIdreturnsstopped: true, and the React Native and Flutter SDKs switch off background reporting and forget the stored pin on the next app open. There is no resume: start a new check instead. -
Deadline warning. New webhook
entity.address_presence_deadline_neartwo days before a running check’s deadline when it still lacks evidence (hoursLeft,progress,needed,autoExtendAvailable), so you can remind the customer while there is time. -
Near misses and automatic extension. A check that ends inconclusive having reached 60% of its days or nights, with no flagged days, carries
nearMiss: trueon its result webhook and the decision fieldaddress.presenceNearMiss. A workflow can setaddressCollection.presence.autoExtendDays(1 to 14) to give such a check that many extra days once, instead of ending it. -
Business premises checks. On a business (KYB) workflow the address step checks the premises the way a business is shown to trade from an address:
- the address read off a proof-of-address company document is compared with
the register (
addressMatchon the document, decision fieldbusiness.documentAddressMatch, returned-data keyaddress_match); - a public business listing for the registered name near the pin
(
addressIntel.listing, decision fieldsaddress.listingMatchandaddress.listingOperational, returned-data keybusiness_listing). It is on by default with the step,addressCollection.businessListing: falseturns it off, and it is charged as its own line only when it runs; - other businesses that gave the same spot (
businessesAtSamePin, decision fieldaddress.businessesAtSamePin), a review signal, never a decline; - the premises entrance photo and Street View frame are now accepted on business submissions.
See Address Intelligence.
- the address read off a proof-of-address company document is compared with
the register (
-
Key-people reminder webhooks. On a business application,
key_people.reminderfires 3, 7 and 11 days after the first invite while anyone is still to verify. It lists each person (pending) with their invite link, whether they opened it, and whether Toden also emails them, plus the application’s key-people portal link.key_person.invite_expiringfires once per invite link in its last 48 hours (hoursLeft). Use them to chase people on your own channels. The links are left out (linksIncluded: false) when the workflow withholds key-people links (Returned dataportal_link). Outside production the reminders arrive in minutes, not days. See Business verification events.
Changed
- Behaviour change: a business premises presence check counts days only.
A business is not expected at its premises overnight, so these checks are
stored with
minNights: 0and pass on days alone. Business customers can now report presence and read their check’s status, and the evening reminder is not sent for premises checks. - Behaviour change: the web, React Native and Flutter SDKs run the full address steps (search, pin, entrance, review) on a business premises, and send the premises pin and entrance photo with the business submission.
- Outside production a presence check waits 5 minutes before any verdict, so there is time to try extending, approving and declining it.
- The React Native and Flutter SDKs ask for “allow location all the time” on a
short screen of their own, just before the system prompt. It tells the person
what they gain (nothing more to do, with the real number of app opens
otherwise needed for your workflow), that it finishes sooner, and that only
this one address is checked. If they choose “Not now”, the success screen
says what is left and offers a button to turn automatic checks on from
Settings. New customisable texts:
address.background.title,address.background.description(each with a.businessvariant),address.background.allow,address.background.laterandaddress.presence.off.title. - On a tall phone, the map and Street View in the React Native and Flutter SDKs now fill the space down to the Continue button; on a short one they keep their usual height and the step scrolls.
Fixed
- Flutter SDK: going back from the address entrance step and returning to it showed a grey screen in release builds. It now opens normally.